Guided Retirement Income Planning: Chapter 6

Barry and Adam wrote and published the book “Guided Retirement Income Planning” in November 2020 to create higher levels of financial literacy and to show a comprehensive and logical process for executing income planning in retirement. Since we believe that this subject matter is so important and relevant,  we are going to roll out one […]

Quarterly Market Review 2022

Record high inflation, rising interest rates, and recession fears led equities lower in June. Emerging markets (-6.6%), outperformed both US (-8.3%)…

SPECIAL REPORT ON INFLATION, Part 4 – What Can We Learn From The Past?

“It’s a recession when your neighbor loses his job. It’s a depression when you lose yours.” (Harry Truman) Following is a continuation of our originally produced 5-Part series on inflation. For your convenience, if you would like to reference the previous reports you may click the links below or search for them among many other […]

From The Desk Of MGFS: Important Quarterly Insights Through July 2022

2nd QUARTER 2022 Happy Summer! For the second quarter report, we will focus on the following topics: What’s on your mind? Inflation and the economy The markets Our views Notable quote We have been rolling out a series of special reports on inflation and will continue to do so over the next few months. Our objective is […]

Guided Retirement Income Planning: Chapter 4

Barry and Adam wrote and published the book “Guided Retirement Income Planning” in November 2020 to create higher levels of financial literacy and to show a comprehensive and logical process for executing income planning in retirement. Since we believe that this subject matter is so important and relevant, we are going to roll out one […]

SPECIAL REPORT ON INFLATION, Part 2 – What Can You Do to Protect Yourself?

“Only when you combine sound intellect with emotional discipline do you get rational behavior.” (Warren Buffett) Inflation impacts all of us. The cost of living continues to increase as goods and services become more expensive. Often, wages are then boosted to keep up with inflation. As the cost of labor and supplies for businesses increase, […]

Guided Retirement Income Planning: Chapter 3

Barry and Adam wrote and published the book “Guided Retirement Income Planning” in November 2020 to create higher levels of financial literacy and to show a comprehensive and logical process for executing income planning in retirement. Since we believe that this subject matter is so important and relevant, we are going to roll out one […]

From The Desk Of MGFS: Important Quarterly Insights Through March 2022

1ST QUARTER 2022 In this first quarter report, we will review the following topics: Behavioral Finance and Views on the Markets Other Notable Headlines Economic News As well, we intend to continue our production and releases of special reports on inflation over the next several months. Please look for these articles to explain cause and […]

SPECIAL REPORT ON INFLATION, Part 1- What Is Inflation?

“The one instrument that has relative political autonomy is monetary policy. Central banks do not need to go to Congress to get approval for an interest rate hike.” (Mohammed El-Erian) What is it? Simply stated, inflation is the increase in the supply of money and credit. When there is more money available in circulation, people […]

SPECIAL REPORT ON INFLATION, Introduction

“We can only know that we know nothing. And that is the highest degree of human wisdom.” (Leo Tolstoy) As financial advisors, we do a lot. We help you plan and achieve your financial goals, navigate through periods of economic uncertainty, market volatility, and changing geopolitical conditions, and more. We believe that part of our […]

Guided Retirement Income Planning: Chapter 2

Barry and Adam wrote and published the book “Guided Retirement Income Planning” in November 2020 to create higher levels of financial literacy and to show a comprehensive and logical process for executing income planning in retirement. Since we believe that this subject matter is so important and relevant, we are going to roll out one […]

2022 Newsletter – Winter Edition

Happy New Year! It’s February 2022! What’s New at MGFS During the second half of 2021, we were quite busy with investment and tax planning reviews, required minimum distributions season, helping clients with new year goals (a lot of retirements!), and we completed our re-branding project. As a result, the MGFS website is updated and […]

Guided Retirement Income Planning: Chapter 1

Barry and Adam wrote and published the book “Guided Retirement Income Planning” in November 2020 to create higher levels of financial literacy and to show a comprehensive and logical process for executing income planning in retirement. Since we believe that this subject matter is so important and relevant, we are going to roll out one […]

MGFS Special Edition – Volatility And The Return To Normal

MGFS Special Edition – Volatility And The Return To Normal We hope you are healthy and staying warm! The market has experienced volatility over the last few weeks. Such volatility seems familiar when we think about specific historical events such as the financial crisis, the US credit rating be devalued, the oil crisis, and Covid. […]

From The Desk Of MGFS: Important Quarterly Insights (1st Quarter 2022)

HAPPY NEW YEAR! In this year-end report, we will review the following topics: Behavioral Finance Notable Headlines Economic News Inflation Market News Behavioral Finance What’s on your mind? As market volatility increases, what is the outlook for 2022 and how will it affect my portfolio and goals?  How high will the markets, interest rates, and […]

From The Desk of MGFS: Important Quarterly Insights

3RD QUARTER 2021 In this report, we will cover topics related to your financial planning and wealth management needs. We will also address inflation in greater depth because inflation, along with potential future tax reform, may have the biggest impacts on the economy and future markets. Topics: Behavioral Finance Notable Headlines Economic News Inflation (new […]

2021 Newsletter- Summer Edition

Your MGFS Team is in great form!This picture was taken recently as part of a photo shoot for our updated website. What’s New at MGFS We have been very active in 2021 and wanted to share some updates… Our team is working both remotely and in the office and we are holding in-person meetings again. […]

From The Desk Of MGFS: Important Quarterly Insights (2nd Quarter 2021)

In this report, we have listed topics we feel are important for you to note, recognizing our ongoing diligence and oversight over the same and how they relate to your needs. We will touch upon the issue of inflation, briefly. However, we feel it could be the most important topic in the future and is […]

Investor Update 2020

In our continuing effort to bring you consistent and relevant communications, we would like to invite you to view our first ever virtual MGFS webinar, a pre-recorded presentation. As always, we are focused on helping you stay focused and reaching your goals and objectives.  Our Investor Update for 2020 will touch on the following topics: Market volatility  Historical perspectives Recently passed legislation […]

CARES Act Tax Relief for Businesses

Fast on the heels of passing the Families First Coronavirus Response Act (a law which ensures paid sick leave and unemployment benefits for employees affected by the COVID-19 pandemic along with payroll tax credits for affected employers), Congress passed and the President signed the CARES Act – a massive economic relief package with numerous tax […]

CARES Act Tax Relief For Individuals and Retirees

Fast on the heels of passing the Families First Coronavirus Response Act (a law which ensures paid sick leave and unemployment benefits for employees affected by the COVID-19 pandemic along with payroll tax credits for affected employers), Congress passed and the President signed the CARES Act – a massive economic relief package with numerous tax […]

Making the Most Of Shelter In Place

Most of us are now home for an uncertain period of time. No doubt that these can be tough times. Many of you are concerned about cash flow and your investment accounts. For some, there will be government assistance to bridge the gap until life returns to normal. Pay attention to when this is announced. […]

Barry Moschel Earns Retirement Income Certified Professional® (RICP®) Designation

 Barry has earned the Retirement Income Certified Professional® (RICP®) designation from The American College of Financial Services. Using the most current retirement portfolio management techniques, the RICP® advisor helps to identify retirement income needs and objectives relative to the client’s lifestyle goals in retirement. Individuals who earn an RICP® designation can provide knowledgeable advice on a broad range […]

9 Facts About Social Security

Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Here are nine things that might surprise you. Tip: How Much? Check your Social Security earnings and see an estimate of your benefits on the website, […]